We start with official county records. If we contact you, it’s because public records indicate there may be funds owed to you or your loved ones.
We provide documentation and encourage you to verify directly with the county yourself—including calling them if you wish.
These are called excess or surplus funds. They can result from foreclosures or tax sales where a property sold for more than what was owed. The remaining balance is held by the county and often goes unclaimed.
Depending on the case, funds may be owed to:
Former property owners
Heirs or family members
Estates or legal representatives
Each case is different, which is why verification is required.
No.
There are no upfront costs, no retainers, and no out-of-pocket fees.
We only get paid if funds are successfully recovered.
Our fee typically ranges from 20% to 30%, depending on:
Case complexity
County requirements
Whether legal action or an attorney is required
If no funds are recovered, you owe nothing.
Some counties legally require an attorney to process surplus fund claims.
If that applies to your case, we already have attorneys available, and you still do not pay anything upfront.
In some cases, yes. However, many claims involve:
Strict deadlines
Court filings
Probate or heirship issues
County-specific legal requirements
We handle the complexity and paperwork so you don’t have to.
That’s common. Unfortunately, some parties use misleading tactics or attempt to cloud title with recorded documents.
If anyone contacts you regarding these funds, we recommend notifying us so we can help protect your interests.
That’s completely fine.
Reviewing proof does not obligate you to proceed. There is no pressure and no cost to review documentation.
Timelines vary by county and case complexity. Some claims resolve in weeks, others take longer—especially if court approval or probate is involved. We keep you informed every step of the way.
Simple.
Review the county documentation
Verify it yourself
Decide with confidence
No. ExcessKarma works exclusively from public county records. If we contact you, it’s because those records indicate there may be funds owed to you or your loved ones.
We provide official county documentation and encourage you to verify everything independently—including contacting the county directly.
Scams rely on pressure and secrecy. We rely on proof and transparency.
Counties do not actively notify people in many cases, especially when:
Years have passed
Owners moved
The funds belong to heirs or estates
As a result, surplus funds often remain unclaimed simply because people are unaware they exist.
All information is obtained from public records made available by counties and courts. We do not buy private data or access confidential information.
No. We are an independent recovery service.
However, all funds, documentation, and verification come directly from the county or court system.
No. Never.
We do not charge application fees, retainers, or upfront costs of any kind.
We are only compensated after funds are successfully recovered.
Then the process stops—and you owe nothing.
We verify first to avoid unnecessary steps or false expectations.
Unfortunately, surplus funds are public information, which attracts bad actors. Some use aggressive tactics or record documents to cloud title. That’s why we:
Provide proof first
Encourage independent verification
Avoid pressure or urgency
Always:
Verify directly with the county
Avoid signing documents you don’t understand
Avoid anyone demanding upfront payment
If you’re unsure, we encourage taking your time and confirming everything.
That’s completely fine.
Reviewing proof does not obligate you to proceed. There is no pressure and no cost to review documentation.